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# Mortgage Solutions

## Affordable Home Financing Designed for Your Future

Texas Capital Bank offers flexible, secure, and accessible mortgage solutions designed to help you purchase, build, or refinance your home with confidence. Whether you are a first-time buyer or expanding your real estate portfolio, our mortgage products are built to make homeownership simple, achievable, and financially sustainable.

## Why Choose Our Mortgage Solutions

### ✔ Flexible Terms & Competitive Rates

We provide repayment plans that align with your financial goals and lifestyle, ensuring you can own your home without unnecessary pressure.

### ✔ Fast Approval Process

Our digital application system allows you to apply online and receive faster assessments and approvals.

### ✔ Tailored Mortgage Options

Choose the mortgage package that fits your needs—fixed-rate, variable-rate, construction loans, or refinancing options.

### ✔ Expert Guidance & Support

Our mortgage specialists offer professional guidance every step of the way, helping you make informed decisions.

## Our Mortgage Products

### 1. Home Purchase Mortgage

Ideal for first-time and repeat buyers looking to purchase residential property. Enjoy flexible repayment schedules and competitive interest rates.

### 2. Construction Mortgage

For customers building from the ground up. Funds are released in stages based on project progress, ensuring smooth construction management.

### 3. Home Improvement Loan

Upgrade, renovate, or modernize your home with easy financing options designed to help you increase home value.

### 4. Mortgage Refinance

Reduce your monthly payments, adjust your repayment period, or switch to more favorable interest rates through refinancing.

### 5. Investment Property Mortgage

Finance rental or investment properties with mortgage solutions designed to support real estate investors and income-generating projects.

## How It Works

### Step 1: Apply Online

Submit your application through our secure digital banking platform.

### Step 2: Provide Supporting Documents

Upload identification, income verification, and property documents securely.

### Step 3: Loan Review & Approval

Our mortgage team evaluates your application and provides a decision promptly.

### Step 4: Receive Funding

Once approved, funds are disbursed based on your mortgage type—either lump sum or construction stages.

### Step 5: Manage Your Mortgage Online

Monitor repayments, track your schedule, and make updates directly through internet or mobile banking.

## Eligibility Requirements

- Age 18+

- Verified source of income

- Completed KYC/AML documentation

- Acceptable credit history

- Valid identification documents

- Property valuation report (if required)

## Documents Needed

- ID or passport

- Proof of income (salary slip, tax statement, or business records)

- Bank statements

- Property sale agreement or land documents

- Construction plan (for construction mortgages)

## Benefits of Financing Your Home With Texas Capital Bank

- Fully digital application & management

- Secure online document submission

- Multiple mortgage options for different needs

- Transparent terms with no hidden fees

- Dedicated mortgage advisors available for support

## Start Your Mortgage Journey Today

Texas Capital Bank makes homeownership easier, faster, and more accessible.
Apply online or contact our mortgage team for personalized guidance.

For inquiries:
📧 [email protected]

#### START YOUR DIGITAL BANKING JOURNEY

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