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# Loans

#### Fast, Flexible, and Secure Financing for Every Need

Texas Capital Bank offers a wide range of digital loan solutions designed to support individuals, entrepreneurs, and established businesses.
Whether you’re funding an emergency, expanding your company, purchasing equipment, or financing long-term goals, our loans are built to be quick, transparent, and stress-free.

We eliminate paperwork, long queues, and lengthy approvals—giving you fast access to funds when you need them most.

#### TYPES OF LOANS WE OFFER

#### 1. Personal Loans

Simple, flexible loans for everyday financial needs.

Used For

- Emergencies

- Travel

- Home improvements

- Medical expenses

- Lifestyle purchases

Benefits

- Quick approval

- Easy online application

- Fixed or flexible repayments

#### 2. Business Loans

Smart financing options for small, medium, and large enterprises.

Ideal For

- Scaling operations

- Purchasing inventory

- Managing cash flow

- Expanding branches

- Investing in new opportunities

Advantages

- Higher limits

- Business-friendly repayment terms

- Fast processing for registered businesses

#### 3. SME Growth Loans

Loans tailored specifically for growing small and medium-sized enterprises.

Features

- Affordable interest

- Flexible terms

- Perfect for early-stage and expanding businesses

#### 4. Working Capital Loans

Keep your operations running smoothly with short-term liquidity support.

Used For

- Payroll

- Supplier payments

- Daily business expenses

#### 5. Equipment Financing

Acquire machinery, vehicles, or tools without heavy upfront costs.

Supported Items

- Industrial equipment

- Office equipment

- Vehicles

- Agricultural machinery

#### 6. Auto Loans

Secure affordable financing to purchase your next car.

Options

- New or used vehicles

- Competitive interest rates

- Fast approval

#### 7. Education Loans

Invest in your future with convenient financing for education needs.

Covers

- Tuition fees

- Books and supplies

- Accommodation

- Exam fees

#### 8. Emergency Loans

Instant financial support during unexpected situations.

Highlights

- Immediate disbursement

- Minimal requirements

- Short-term repayment options

#### 9. Debt Consolidation Loans

Combine multiple debts into one manageable loan.

Benefits

- One monthly payment

- Lower interest rates

- Improved financial control

#### KEY BENEFITS OF OUR LOAN SERVICES

#### Quick Online Applications

Apply from anywhere through our secure digital platform.

#### Fast Approvals

Our automated system speeds up reviews so you get decisions quickly.

#### Flexible Repayment Plans

Choose repayment cycles that match your financial situation.

#### Transparent Fees

Clear interest rates, no hidden charges, and complete transparency.

#### Smart Tools for Borrowers

Track your loan, check balances, make payments, and monitor progress easily.

#### Safe & Secure Processing

We use encryption, authentication, and fraud monitoring to protect your data.

#### LOAN APPLICATION PROCESS

#### 1. Choose Your Loan Type

Select the loan that suits your needs—personal, business, auto, education, etc.

#### 2. Submit Your Application Online

Fill in the digital form and upload required documents.

#### 3. Receive Quick Approval

Our automated system verifies and reviews your request.

#### 4. Get Funds Disbursed

Approved loans are transferred directly to your Texas Capital Bank account.

#### 5. Repay with Ease

Make repayments through mobile banking, internet banking, or automated schedules.

#### ELIGIBILITY REQUIREMENTS

Requirements vary slightly by loan type, but generally include:

### For Individuals

- Valid identification

- Proof of income or employment

- Credit assessment

- Active Texas Capital Bank account

### For Businesses

- Business registration documents

- Financial statements or cash flow records

- Proof of business ownership

- Active business account

#### LOAN MANAGEMENT & REPAYMENT TOOLS

✔ Real-time loan balance tracking
✔ Flexible repayment schedule adjustments
✔ Auto-debit payments
✔ Early repayment with no penalties
✔ Notifications for due dates and payment confirmations
✔ Loan performance analytics

#### OUR COMMITMENT TO RESPONSIBLE LENDING

Texas Capital Bank promotes responsible financing by ensuring that every loan is tailored to the customer’s ability to repay. We aim to empower—not burden—our borrowers.

#### GET THE FUNDING YOU NEED TODAY

Whether it’s personal support or business expansion, Texas Capital Bank has a loan solution designed for you.

#### START YOUR DIGITAL BANKING JOURNEY

Join thousands of users who trust Texas Capital Bank for safe, simple, and smart personal banking.
Register Now
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